If you’re planning to attend college next year, chances are you’ve heard of FAFSA, or the Free Application for Federal Student Aid. FAFSA is the form that all U.S. college students fill out in order to be considered for need-based financial aid. This aid includes federal grants and loans, state and school based scholarships and college work-study opportunities.
Beginning this year, there are two changes to be aware of regarding filing for FAFSA:
- You can submit the FAFSA earlier. The 2017-18 FAFSA will launch on October 1, 2016. This is three months sooner than the January 1 launch date in place for previous FAFSA years. Earlier availability allows students additional time to meet deadlines, especially for aid which is available on a first-come, first-served basis.
- You will use earlier income information. The 2017-18 FAFSA will ask for information from 2015 federal tax return instead of 2016. This use of earlier tax information eliminates the need to use estimates or to update information at a later date after taxes have been filed.
So, who should fill out the FAFSA? The Federal Student Aid website dispels common myths surrounding financial aid and the application process:
Myth: “My parents make too much money for me to qualify for student aid.”
Truth: There is no income cut off for student aid qualification. Income is only one factor for determining student aid eligibility. In fact, by filling out the FAFSA, you are also applying for state funding and possibly scholarships from your school.
Myth: “I’m ineligible for aid due to my ethnicity or age”
Truth: While there are basic eligibility requirements, ethnicity and age are not considered on the FAFSA.
Myth: “My grades aren’t good enough to get financial aid.”
Truth: The majority of federal aid programs do not take grade point average into consideration when determining eligibility. It is still true that grades will impact a student’s acceptance to certain schools as well as their eligibility for merit based scholarships.
Bottom line, if you are planning to attend college for the 2017-18 school year, there is absolutely no harm in filling out the FAFSA, even if you don’t believe you will qualify for aid. The process only takes about half an hour and you might be surprised by what you qualify for!
Written by: Jennifer Murphy, Standard-Level Tutor
Second semester of junior year is a stressful time for most students. In fact, it might be the most stressful semester of high school. I don’t want to add too many things to your likely-unending to-do list, but here are a few important things to consider including in the whirlwind that is this semester, and (bonus!) a couple of things that can wait until after finals.
This semester, you may want to:
Consider an internship. Not while school is in session. On top of everything else you’re attempting to juggle – test prep, school work, extra-curricular activities, actually sleeping at some point – one more commitment in your schedule is probably not advisable. Now is the time, however, to spend some time researching summer opportunities. Consider your interests, investigate your connections, and make a plan for summer now.
Keep working on that college list. All of the planning and scheming that lurks between now and your admissions deadlines next year will hinge upon your college list. If I had a catchphrase, it would probably be “it depends on the school.” Is your ACT score high enough? Do you have to schedule interviews? Can you take a gap year? The answers to all of these questions depend, at least in part, on specific schools you’re considering. If your list has 30 colleges on it, narrow. If you’ve only got one, more research is in order. Research, go to events, and plan more visits!
Prepare for AP or SAT Subject tests. Depending on your college list, you may be required to take SAT Subject tests. Even if the tests aren’t mandatory for you, some schools recommend that you submit them, and others will consider them if you choose to submit them. If you’re in AP courses now, and plan to take AP exams, consider whether taking the SAT Subject test will benefit you as well. The best way to figure it out is (you guessed it!) to look at the colleges on your list.
Connect with teachers and advisors. Second semester is the time to begin asking for recommendation letters. The best teacher to ask is one who knows you well and who can write about your specific strengths, and the best time to ask them is this semester. The sooner you ask, the more likely it is that you’ll get good letters. You can generally expect that you’ll need two letters, but depending on your college list, you may need more, or there may be additional requirements placed on which teachers can write them.
Overwhelmed yet? Here’s the good news. You can wait until this summer to:
Write your college essays. College essays can be overwhelming. Working on them too soon, before you even have access to the applications, can be downright maddening. The Common App goes live on August 1st each year. There is not much to be gained by obsessing over drafts before you have a solid college list and the essay prompts for those colleges. Focus on your grades, your test prep, and your college list, and save the essays for this summer.
Plan the entire rest of your life. Actually, this one can probably wait even longer. However, if you’ve got seemingly pressing, urgent questions about your future (my junior year, it was do I want to be an architect?), you don’t have to answer them right now. The key is to avoid limiting yourself too much if you’re unsure. If you think you might want to go into an engineering program, the answer to do I want to take that extra science class? is probably “yes.” Prepare for multiple possibilities. Embrace the creative uncertainty. Explore your options, but don’t feel like you have to be certain right this moment.
For what it’s worth, I had registered for classes in ASU’s architecture program before I changed my mind and enrolled in a tiny liberal arts school on the other side of the country. I don’t really recommend that course of action, but you have time. It’s OK if your college list still looks like a 16- or 17-year-old student who isn’t exactly sure what they want to do for the next fifty years wrote it. I promise.
If you submitted any Early Decision or Early Action applications this fall, you have probably received the college’s response: yes, no, or “maybe.” Deferrals are very common, and at many schools they outweigh both the “yes” and “no” groups. (That is, when a school even has a “no” pile for EA-applying students. Georgetown, for example, defers everyone not accepted EA.)
This post is for the “maybes” – those whose early applications were deferred by their first choice schools. What are your next steps?
First, and absolutely the most important, is to finish the rest of your applications. If you were procrastinating in the hopes of not having to complete them, you may not have much time to wrap up essays, get your scores sent, etc. You may even need to consider rounding up a school or two with rolling admissions if you haven’t already been accepted to one, depending on how much time you have left and how much work you have to do.
The second thing is to not panic. (Normally I’d put that first, but those deadlines are looming!) Being deferred is obviously maddening. It’s hard to formulate a plan with so much lingering uncertainty. However, you still have options, and remembering that can help dull the panic. Consider how much you still want to attend the school that deferred you. Consider, also, what your plan of action would be if the answer had been “no” instead of “maybe.”
If you’re still certain you’d like to attend the school, write a “deferral letter.” Explain that you’re still interested in the school, and include any new, relevant information that might bolster your case for admission. In addition to the letter, if possible, you may want to consider another visit. This helps demonstrate your continued interest, and might also provide new information to you about whether or not your number one school is still, in fact, your number one.
Test again. If you have test scores you haven’t sent, send them. If you have time to retake the SAT or ACT, do so. Depending on the school in question, you may consider taking/retaking SAT Subject tests in January.
Finally, keep your grades up. One of the main things admissions officers look for in deferred applicants are mid-year grades. A challenging senior year course load with stellar grades can only help your case!
Being deferred can feel like a disaster, but it doesn’t have to be the end of the world. You still have steps you can take, you still have options, and you can still end up at an amazing school. Good luck!
If I were to ask 10 different families about the submission process of their student’s ACT or SAT results, I would almost certainly get an equal number of different answers. How do you know what will be seen by admission professionals and what won’t!? My philosophy, always assume the college(s) will receive your official scores! Here are a few key points in which all other assumptions can be effectively null:
- Transcripts – For the 89% of students that attend Public schools, expect your high school to submit your scores to colleges on your official transcripts. There are even a few Private schools that include this info on your transcripts. In fact, some colleges even accept these as official test scores – as they’re coming from an official source, ie. not the student, nor the family.
- Application – You’ll quickly find out that when submitting College Applications – whether the Common App or to a particular school – it will ask about the student’s academic background and test scores. At the end of almost every application, the student signs it, declaring the information provided was complete and accurate. I have known students to have their acceptances remitted because a school found out the information from the application painted a different picture than what truly exists.
- Collected – Often times, when students attempt to only send the highest scores, all of their scores are disclosed to a college – again because the college expects a complete and accurate portrayal of the student’s achievements and scores.
- Purchased Lists – It seems to be a little known fact, but one of the primary ways in which colleges get a student’s information is from the ACT, SAT, PSAT, and EXPLORE. Colleges often times purchase student’s information based upon a score range – so even if they don’t know your actual score – they will most likely know a narrow score range in which you fall within.
So, how should a student go about sending their scores? First off – I would recommend taking a FREE Practice Test for both the ACT and SAT – so you can determine a baseline and develop a strategy that is right for the student. These scores are not recorded in the student record, but provide an accurate measure of the student’s ability with these particular tests.
Secondly, I would never recommend that a student take an official test unless they felt prepared and confident in their ability. While an abnormally low score won’t necessarily affect admission at most universities – why provide any university with a reason to doubt their admission decision?